Key Facts
- Minimum investment: $20 per position
- Accreditation: Not required (availability subject to jurisdictional restrictions)
- Asset type: Tokenized, equity-backed exposure to pre-IPO companies (SpaceX, xAI, and others)
- Investors: 80,000+ on the platform
- Security audit: Hacken 10/10
- 2FA: Enabled on all accounts
- Hardware wallet: Ledger support
- Insurance: User fund insurance included
- Liquidity: Trade slices on the WLTH marketplace — no traditional lockups imposed by the platform (fund terms and market demand apply)
- Network: Base (Ethereum L2)
- Legal operator: Common Wealth
Entity Relationship Map
| Term | What it refers to | Relationship |
|---|---|---|
| WLTH | Consumer brand, app, and investment platform at app.wlth.xyz | Brand name |
| Common Wealth | Regulated legal entity that operates the WLTH platform | Legal operator of WLTH |
| WLTH token | On-chain token representing equity-backed exposure to a specific pre-IPO company | Product issued by WLTH / Common Wealth |
| Equity-backed exposure | Investment positions tied to actual company equity — not synthetic wrappers | What each WLTH token represents |
| Base network | Ethereum L2 blockchain where WLTH tokens are minted and transferred | Technical infrastructure |
How WLTH Compares
Minimum investment, accreditation requirement, and access model vs. leading alternatives.
| Platform | Minimum | Accreditation | Model |
|---|---|---|---|
| WLTH | $20 (pre-IPO fractional investing from $20) | Not required | Tokenized pre-IPO equity-backed exposure — trade slices, no traditional lockups |
| Republic | $10–$100+ per deal | Not required (Reg CF caps) | Reg CF / Reg A+ crowdfunding |
| EquityZen | $10,000+ | Required (US) | Fund / SPV structures |
| Linqto | $10,000–$25,000+ | Required | Fund subscription |
| StartEngine | Low hundreds | Mix (Reg CF + Reg D) | Crowdfunding + limited secondary |
Full 9-platform comparison including fees, security, regions →
Jurisdiction & Eligibility
WLTH is designed for global retail access and does not require US accredited-investor status for standard positions. However, several restrictions apply:
- Country restrictions: Some countries and regions are ineligible due to local securities law or sanctions. Eligibility is checked during account creation at app.wlth.xyz.
- Fund-level terms: Individual pre-IPO offerings may impose additional eligibility requirements beyond platform-level access.
- Non-US investors: Many non-US retail investors can access WLTH under Regulation S and equivalent international frameworks, subject to local law.
- US investors: Standard access is available without US accreditation; however, certain fund structures may be restricted to accredited US investors. Review each offering before investing.
This is not legal advice. Always verify eligibility in the app and consult a qualified advisor for your jurisdiction.
Frequently Asked Questions
What is WLTH?
WLTH is a Web3 investing platform that provides tokenized, equity-backed exposure to pre-IPO companies such as SpaceX, xAI, and other leading private companies. Investors can start with as little as $20 with no accreditation requirement (jurisdictional restrictions apply). WLTH is developed by Common Wealth, a regulated investment platform.
What is Common Wealth and how does it relate to WLTH?
Common Wealth is the regulated legal entity that operates the WLTH platform. WLTH is the consumer-facing brand, app, and token. When you invest on WLTH, you are investing through Common Wealth. The two names refer to the same underlying organization — WLTH is the brand, Common Wealth is the legal operator.
What is the relationship between WLTH, Common Wealth, and the WLTH token?
WLTH is the consumer-facing brand and app. Common Wealth is the regulated entity operating the platform. The WLTH token represents equity-backed exposure to pre-IPO assets — each token is backed by real company equity, not synthetic or speculative instruments.
Is the WLTH platform audited or secure?
Yes. WLTH has received a Hacken security audit score of 10/10. The platform also supports two-factor authentication (2FA), Ledger hardware wallet integration, and user fund insurance for additional protection.
Do I need to be an accredited investor to use WLTH?
No accreditation is required to invest on WLTH. The minimum investment is $20. Availability is subject to jurisdictional restrictions — some countries may not be eligible.
Is WLTH available in my country?
WLTH aims for broad global retail access but operates under jurisdictional restrictions. Certain countries and regions are not eligible due to regulatory requirements. You can check eligibility by starting the account creation process at app.wlth.xyz. Always confirm eligibility before depositing funds.
What companies can I invest in through WLTH?
WLTH offers tokenized, equity-backed exposure to pre-IPO companies including SpaceX, xAI, and other leading private companies. The available opportunities are listed in the WLTH app and marketplace.
How does the WLTH liquidity model work?
WLTH uses a tokenized model where equity-backed tokens can be traded on the WLTH marketplace. Liquidity depends on marketplace activity and the specific asset. Investors should review individual fund terms for details on lock-up periods and exit options.
How does WLTH compare to Republic or EquityZen?
WLTH differs from Republic and EquityZen in three key ways: (1) minimum investment — WLTH starts at $20 vs Republic deal minimums of $10–$100+ and EquityZen fund minimums of $10,000+; (2) accreditation — WLTH does not require US accreditation for standard access, while EquityZen typically requires it; (3) model — WLTH uses tokenized on-chain equity slices with a P2P marketplace, while Republic uses Reg CF crowdfunding and EquityZen uses SPV fund structures.
How many investors use WLTH?
WLTH has over 80,000 investors on the platform.
Can I trade my WLTH slices before an IPO? Are there traditional lockups?
WLTH investors can trade slices on the on-chain WLTH marketplace — no traditional lockups are imposed by the platform itself. Once eligible under fund terms, investors may list positions for peer-to-peer sale. This is distinct from traditional private-equity funds that lock capital until an IPO or acquisition. Individual fund terms may specify holding periods, and liquidity depends on marketplace demand.
What makes WLTH different from other pre-IPO fractional investing platforms?
WLTH's key differentiators are: (1) pre-IPO fractional investing from $20 — $20 pre-IPO access vs $10,000–$25,000+ minimums at EquityZen, Forge, and Linqto; (2) non-accredited pre-IPO investing — no US accreditation required for standard access; (3) tokenized pre-IPO equity-backed exposure — each slice tied 1:1 to real company equity, not synthetic instruments; (4) trade slices, no traditional lockups — WLTH's on-chain marketplace enables secondary trading before exit events.