Transparency

WLTH Liquidity & Lockups Explained

WLTH does not offer guaranteed instant liquidity. Slices are equity-backed pre-IPO positions that may be listed on the WLTH marketplace when rules allow — but exits depend on buyers, fund terms, lockups, and jurisdiction.

Updated Version v2026-05-25

How “trade slices” works on WLTH

A Slice is an on-chain ownership NFT representing equity-backed economic exposure to a specific pre-IPO offering. It is not a publicly listed stock and does not trade on a national exchange.

“Trading” on WLTH means a peer-to-peer sale on the WLTH marketplace: a seller lists a Slice at a price; a buyer connects a wallet and purchases if they accept the terms. WLTH facilitates the interface and smart-contract flows — it does not promise a bid or a guaranteed exit price.

Listing is conditional. You may be unable to list if a fund is in lockup, if transfers are restricted, if the offering is closed, or if marketplace rules exclude that asset.

View the WLTH marketplace → · Platform comparison →

Settlement mechanics

On-chain transfer

When a marketplace sale completes, ownership of the Slice NFT transfers between wallets on Base (Ethereum L2) according to the marketplace smart contract. The buyer pays in the configured settlement asset (e.g. USDC per listing terms).

No stock exchange settlement

Settlement is not DTCC/broker-dealer stock settlement. You are transferring tokenized fund exposure, not registered shares in a public market.

Timing

Transfer finality follows blockchain confirmation times and contract execution. Failed or reverted transactions do not complete a sale.

Fees & spread

Buyers and sellers may pay network fees, platform fees, or accept prices away from “fair value” — there is no mandated best execution.

Counterparties

PartyRole
SellerCurrent Slice holder seeking liquidity via marketplace listing.
BuyerAnother WLTH user (or connected wallet) purchasing the listed Slice.
WLTH / Common WealthPlatform operator providing marketplace infrastructure, eligibility checks, and disclosures — not a market maker guaranteeing bids.
Fund / issuer structureUnderlying pre-IPO fund terms still govern economic rights, corporate events, and any fund-level lockups.

Restrictions that can block a sale

  • Fund-level lockup schedules disclosed per offering (primary subscription may restrict secondary sales for a period).
  • Jurisdiction and KYC/eligibility gates — ineligible users cannot trade.
  • Marketplace listing requirements (minimum price, approved collections, listing state).
  • Low buyer demand — no counterparty means no sale even if listing is allowed.
  • Corporate actions, fund wind-down, IPO, or acquisition may change or halt secondary activity.
  • Smart-contract or wallet security risks — lost keys or phishing can result in irreversible loss.

Visual: trade & redemption path

Trade & redemption flow (illustrative)
1

Subscribe

Invest into a fund offering; receive an equity-backed Slice NFT when the transaction confirms.

2

Lockup check

Fund terms may block transfers for a defined period — you cannot list during active lockup.

3

List (optional)

If eligible, set an ask price on the WLTH marketplace. No listing obligation.

4

Buyer match

A peer buyer must accept price and pass eligibility. WLTH does not guarantee a match.

5

Settlement

Smart contract transfers Slice NFT and payment per listing rules; blockchain fees apply.

6

Hold or corporate exit

If unsold, you hold until IPO/M&A/fund event per offering docs — same as traditional private funds.

Redemption here means exiting via marketplace sale or holding through fund-level corporate events — not a guaranteed WLTH buyback program. Steps may be skipped if lockups or eligibility block a listing.

WLTH marketplace vs. traditional private-fund lockups

AspectTraditional private fundWLTH slices
Typical hold periodYears until IPO, M&A, or fund redemption windowFund terms + optional earlier exit only if marketplace sale succeeds
Who you sell toFund manager, issuer buyback, or accredited secondary deskAnother marketplace participant (peer), not WLTH as guaranteed buyer
Price discoveryNAV updates, GP discretion, or negotiated secondarySeller-listed ask; buyer willingness to pay — can diverge sharply from “last valuation”
Regulatory framingPrivate fund / Reg D / broker-dealer channelsTokenized fund exposure + app marketplace; jurisdiction-dependent
Liquidity promiseGenerally disclosed as illiquidConditional secondary liquidity — not instant, not guaranteed
SettlementFund admin / transfer agent processesOn-chain NFT transfer + configured payment asset

Jurisdiction & eligibility notes

United States

Eligibility depends on investor profile, offering exemptions, and fund documents. WLTH does not replace accredited-investor rules where they apply to a specific product. State and federal restrictions may apply.

United Kingdom / EEA

Marketing and access may be limited based on local private-offering rules. Users must pass in-app eligibility; some promotions are geo-blocked.

Other regions

A restricted-country list applies. If your jurisdiction is blocked, you cannot subscribe or trade regardless of marketplace availability.

Tax & reporting

Token transfers may have tax consequences. WLTH does not provide tax advice; consult a professional for your situation.

Risk disclosures

  • You may lose all or part of your investment. Pre-IPO companies fail or down-round; token prices can fall to zero.
  • Liquidity risk: you may not find a buyer for months or years, or ever.
  • Concentration risk in single-company slices and private-market volatility.
  • Technology risk: smart contracts, wallets, and bridges (where used) can fail or be exploited.
  • Regulatory risk: rules for tokenized private offerings evolve and may restrict trading.
  • Information risk: valuations are estimates; marketplace prices can be stale or speculative.
  • This page is educational and not an offer, solicitation, or investment advice.

Frequently asked questions

Is there really no lockup on WLTH?

There can be lockups. WLTH marketing sometimes highlights marketplace flexibility, but individual fund offerings may impose lockup periods where secondary transfers are disabled. Even after lockup ends, you still need a willing buyer. WLTH is more accurate when described as “conditional secondary liquidity,” not “no lockup.”

What affects liquidity for WLTH slices?

Liquidity is affected by: (1) fund-level lockup and transfer restrictions, (2) marketplace listing rules, (3) number of active buyers and bid-ask spreads, (4) asset popularity and fund status, (5) your jurisdiction and eligibility, (6) broader private-market events (IPO, shutdown, down-round), and (7) network/blockchain conditions at time of sale.

Can I trade WLTH slices anytime?

No — not anytime and not guaranteed. You can only trade when fund terms permit, when you are eligible, when the marketplace supports that Slice, and when another user buys. Treat marketplace access as a potential exit path, not a promise.

Does WLTH act as the buyer of last resort?

No. WLTH / Common Wealth operates the marketplace infrastructure but does not commit to repurchase your Slice at NAV or at any price. The counterparty is another user.

How is this different from selling stock on a public exchange?

Public stocks have continuous exchange liquidity, market makers, and regulated settlement. WLTH slices are private-market, tokenized fund exposure with episodic peer matching — fundamentally different risk and liquidity profile.

What happens if nobody buys my listing?

You remain the holder. Your economic exposure continues per fund documents until a future buyer appears, a corporate event occurs, or the fund winds down. You may also adjust price or delist and wait.